SBA Loan

Asset-Based Mortgage Loan

Asset-Based Lending Mortgage Loan

An asset-based loan or asset utilization loan uses assets as income. Whether you are a retiree with a small fixed income, a new business or an established company that needs to maintain a high cash flow, the ease and benefits of asset-based loans and mortgages have made them a popular solution for borrowers in recent years.

1-4 Family Residential Cooperative & Condo
Primary Residence, O/O
Nationwide
Qualified based on verified liquid assets
Loan amounts up to $3 million
Minimum 620 credit score
No employment or income (Ability-to-Repay (ATR) is determined by assets
No tax return or 4506T required
Debt to Income (DTI) Ratio not calculated (in most cases)
Interest Only available
As little as 20% down payment
Cash out allowed

FHA Mortgage

FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) – which is part of HUD – insures the loan, so your lender can offer you a better deal.